Joint Life Annuity Calculator
Payout covering two lives.
Your annuity numbers never leave your browser — all math runs locally.Try: Premium=100000, Assumed rate=4, Payout years=20, Payout frequency=12, Joint life?=1, Inflation adjust?=0 → $30,667, $368,000, $7,360,000, Joint-life factor 0.92 applied
How to use
A joint-life annuity continues for the spouse. Enter joint = yes to apply the survivor factor.
FAQ
Why less per person?
Covering two lives means payments last longer, so each payment is a bit smaller.
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